Local realtor who gets it done and keeps you moving.
Answer a few quick taps. Get a simple plan and talk to Phan. No email needed.
Step 1 of 6
Mortgage payments, BC property transfer tax, closing costs, and a down payment saver, all in one place.
Straight answers on buying, selling, and the numbers behind a Vancouver home.
Everything you need to buy a home in Metro Vancouver, in one place: budget and pre-approval, down payment, taxes and closing costs, the offer, inspection, and completion. Written for first-time and newcomer buyers.
Read guide →A complete roadmap for selling a home in Metro Vancouver: pricing it right, prep and staging, commission and costs, marketing, handling offers, and closing. Plus how much cash you actually keep.
Read guide →What the BC property transfer tax actually costs, how the brackets work, and which first-time buyer and new-build exemptions can save you thousands.
Read guide →A Vietnamese-speaking realtor who makes the numbers make sense.
Buying a home in a new country is stressful when the biggest words are in your second language. I work across Metro Vancouver with Sutton Group West Coast, and I walk you through the price, the taxes, and the fine print in Vietnamese or English, whichever feels like home. No pressure, no jargon, just clear answers so your family can decide with confidence.
Follow Phan on FacebookNew listings, buying and selling tips, and weekly market updates.Areas around Metro Vancouver.
Vancouver · Burnaby · Richmond · Surrey · Coquitlam · North Vancouver · New Westminster · Langley
What Vancouver home buyers ask most.
The minimum is 5% on the first $500,000, and 10% on the portion from $500,000 to $1,000,000. Homes of $1,000,000 or more generally require at least 20% down. If your down payment is under 20%, CMHC mortgage insurance is required.
PTT is tiered: 1% on the first $200,000, 2% up to $2 million, 3% up to $3 million, and an extra 2% on the portion above $3 million. First-time buyers and newly built homes may qualify for exemptions.
They typically include the property transfer tax, legal/notary fees, title insurance, a home inspection, an appraisal, and GST if the home is newly built. Budget roughly 2 to 4% of the purchase price.
Rates change often and depend on your profile. The calculator shows a reference rate you can adjust to match a real lender quote. Reach out to Phan for a mortgage broker referral.
Ready to buy or sell? Reach out. Quick to respond, no pressure.
